The National Flood Insurance Program (NFIP) is a federal insurance program which provides affordable insurance to property owners, renters, and businesses, and encourages communities to adopt and enforce floodplain management regulations. For more information, visit the FEMA website.

The Community Rating System (CRS) is part of the NFIP. It is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum program requirements. For more information on the program, visit FEMA's page about the CRS. For additional resources visit the CRS website.

Benefits: The overall aims of the NFIP are to reduce the impact of flooding on private and public structures, mitigate the effects of flooding on new and improved structures, and reduce the socio-economic impact of disasters. Communities participating in the CRS typically have stronger floodplain management regulations. These regulations help to reduce the impact of flooding, mitigate the effects of flooding, and reduce the socio-economic impact of flooding. The enhanced regulations also lead to a citizenry better educated in floodplain management and flood risk factors, and the reduction of flood insurance premiums for many residents.

We can help with your community's NFIP and CRS program needs:

  • On retainer

    • Answer questions

    • Submit your annual reports

  • As a short-term contract

    • Assist your community with participating in the National Flood Insurance Program

    • Assist your community in joining the Community Rating System

    • Review your CRS program

    • Employee training on best management practices to maximize the benefits of your CRS program.

We also provide custom consulting services for your community's needs.

Please contact us to discuss your NFIP and / or CRS needs.